An essential part of financial manager is budget management. I love this app (that’s why I bought it) but I think the budget management feature is too rigid. I want to suggest the following:

1. Transferrable Budget

As the name goes, we need to be able to transfer amount from one budget to another. For example if I have a budget of $200 for fuel and have overused to have a deficit of $20. I can transfer budget from other less important budget. I can transfer a budget from my groceries for $20 to fuel, to make it $0 and now I have to live with less budget in groceries. This feature is important to management your spending and setting expectations.

1. Income to Expense Category (Budget)

This is again important if I have a deficit. If I have a deficit of $20, I may decide to work part time to cover my deficit. So if I have an income of $20 and put it under expense budget, it will increase my budget to $0 and now I can live happily without any deficit.

1. Editable Budget Amount

I can see the current feature made that only categories are editable once a budget is made. Allowing the amount to be edited is also a good idea to allow freedom in budget management.

I hope you can consider my suggestions. Would definitely recommend to my class of personal management 😁